Loans, Rates & Fees

Only the lender or lending partner you are matched with can provide the specific rates and terms of their offer. You typically receive these details shortly after your loan request is completed and a match is made. Elite Fund America LLC does not make credit decisions or set rates.

Personal loan repayments are usually scheduled monthly or biweekly, depending on your preference and the lender's terms. Many lenders offer automatic withdrawals from your bank account on an agreed date. Review and understand the repayment schedule before accepting any offer.

The total cost of a personal loan depends on several factors: your location, the lender or lending partner, the loan amount, the repayment term, and the interest rate. Your credit score can also influence the cost.

Specific terms depend on state regulations, lender policy, and individual circumstances. As general guidance:

• Loan amount: $500 – $35,000
• Loan duration: 60 days – 72 months
• Payment frequency: Monthly or biweekly
• APR: Varies based on credit score, repayment history, and other factors
• Prepayment penalty: Varies by lender

APR ranges from 5.99% up to 35.99% for qualified customers, with a 91-day minimum and 72-month maximum repayment period. For example, a $5,000 loan at 15.00% APR over 36 months would have a monthly payment of about $173.33 and total repayment of approximately $6,239.88. Your actual offer may differ.